Bookkeeping, accounting and practice management services to cater for all your business needs.

• Confidentiality guaranteed
• Competitively priced

• Friendly, accurate and efficient service

• Free up your time so you can concentrate on running your business

At JAM Business Services we provide a wide range of accounting and bookkeeping support for sole traders, small businesses, limited companies and large organisations, including:

Accounts, Bookkeeping and Payroll

We provide a complete accounts, bookkeeping and payroll service so you can concentrate on running your business. We are based near Culbokie, Dingwall, but also have clients based throughout the UK. We are ICB Certified, a member of the Sage Accountants Club and have full professional indemnity insurance cover. We use a variety of accounting software, including Sage, Xero, Quickbooks and Kashflow.

Practice Management

We provide a Practice Management service, managing the day-to-day running of accountancy practices and other professional service providers. We can keep you organised and virtually run your business on your behalf – we’re just at the end of a phone or computer if you need us. Due to the flexibility of working online and with the secure cloud-based systems that we use, there is no restriction to the location of our clients.


Bookkeeping and Accounts

We can take the pressure off you by taking control of your bookkeeping and accounting records. You can either drop your papers in to us and/or send them over to us remotely, or we can arrange to pick them up at your offices. We can then do everything else for you, including filing and storing of paperwork if required.

We use a secure cloud-based system so you will be able to access your finance reports whenever you need to. We back up all data, securely, on a daily basis so all your records will be safe with us.

Our bookkeeping and accounts services include:

Sales and Purchase Ledger

Inputting all invoices and payments and providing monthly reports for aged creditors and debtors so you can see outstanding balances, enabling you to keep track of your cash flow.

Credit Control

We can provide statements, email them to your customers and chase payment.

Bank Reconciliation

We will ensure that all transactions are up-to-date, providing you with a true picture of your business’s financial position.

Maintaining Fixed Asset Register

We can keep a record of your fixed assets and calculate depreciation on a monthly, quarterly or annual basis, depending on your requirements.

Management Accounts

We will provide an up-to-date profit and loss and balance sheet, along with any other reports required, as often as you need them.

VAT Returns

We can complete VAT returns on a quarterly or monthly basis, as required, and submit on your behalf to HMRC.


We can complete your monthly returns and submit to HMRC.

Limited Companies

For Limited Companies we will ensure all transactions are complete and accurate prior to finalising year end accounts and corporation tax returns.

Sole Traders, Partnerships and Not for Profit Organisations

For Sole Traders, partnerships and not-for-profit organisations we can complete your year end accounts and make the necessary adjustments for you.

Self Assessment Tax Returns

We can prepare and submit your self assessment tax returns to HMRC.


With Real Time Information now in force and Pensions Automatic Enrolment, payroll is not as simple as it used to be. We can carry out all aspects of payroll to comply with HMRC legislation, providing weekly or monthly payslips and reports as required.

We are ICB Certified and a member of the Sage Accountants Club. We have full professional indemnity insurance cover. We have extensive knowledge of Sage Accounts, Xero, Quickbooks and Kashflow and can accommodate other accountancy software where required. We will be more than happy to discuss the options with you.

We can also analyse any data requested and produce Excel spreadsheets with all financial details to suit your requirements.

Confidentiality is guaranteed.


Practice Management

We can provide a full Practice Management service remotely from our office, so there is no need for you to provide office space and equipment for staff. We have a variety of clients all over the UK proving that with internet and cloud-based systems available today, there is no need to be in the same place as your admin staff.

Our Practice Management services include diary management, arranging travel, liaising with clients, general correspondence, invoicing, chasing debtors, managing practice management systems and procedures, internal accounts, dealing with staffing/customer issues – in other words, anything required to allow your business to run smoothly.

About Us.

Meet the team.

We are a small business based near Culbokie, Dingwall, providing all aspects of bookkeeping and accounts and practice management support, where we provide an all-in-one service to small businesses, large organisations and individuals.


Juliet started her career working in the civil service. She initially set up JAM Business Services in 2002 and gained bookkeeping and accounts experience with a local accountant. She went on to pass with distinction the ICB Level III Certificate in Bookkeeping and Accounts and is a member of the institute of Certified Bookkeepers and a member of the Sage Accountants Club. Juliet’s speciality is in Sage Accounts, in which she has gained extensive knowledge.


Kev has joined the team after a career in engineering project management in the motor industry, gaining a distinction in ICB Level III Bookkeeping and Accounts and is also a Member of the Institute of Certified Bookkeepers. Kev specialises in complex Excel spreadsheets after over 30 years experience, along with a comprehensive knowledge of Sage and Xero.


Chloe is our Accounts Assistant and is currently studying part-time towards AAT Level 3. She passed her first year with an A and is well on her way to passing the next level.


Karen is our administrator, who has a PA background and is in charge of secretarial and administration support. She is a stickler for organisation and provides a first class all round administrative service.



For more information on any of our services, please contact us using the form below, or call us on 07769 334980.
JAM Business Services, Achadh Nan Carn, Culbokie, Dingwall, IV7 8JU